Car accidents can happen in a split second, but the steps you take immediately afterward can significantly impact your safety, legal standing, and recovery. Whether it’s a minor fender-bender or a more serious collision, knowing what to do after a crash in Mississippi can help you stay calm and make informed decisions during a stressful time.

1. Prioritize Safety First

The moments following a crash can be chaotic. If you’re able, check yourself and others for injuries. If anyone is hurt, call 911 right away. Even if injuries seem minor, it's important to get checked out, as symptoms can develop hours later. If the vehicles are in a dangerous spot—like the middle of a highway—and can be safely moved, pull over to a secure location and turn on your hazard lights.

2. Call Law Enforcement

In Mississippi, you're required to report any accident that causes injury, death, or property damage over $500. Even if it seems minor, having a police report can be crucial for insurance claims and future legal action. When officers arrive, be honest but stick to the facts. Avoid speculating about fault or accepting blame on the scene.

3. Document Everything

While waiting for authorities, gather evidence. Take photos of the damage to all vehicles involved, road conditions, license plates, and any visible injuries. If there are witnesses, ask for their contact information. This documentation can support your version of events if there’s a dispute down the line.

4. Exchange Information

Exchange contact and insurance details with the other driver, including full name, phone number, insurance provider and policy number, driver’s license, and vehicle registration. Be polite, but limit conversation about the crash itself—anything you say could later be used to determine liability.

5. Notify Your Insurance Company

Contact your insurance provider as soon as possible to begin the claims process. Be honest and clear about what happened. Mississippi follows a “fault” system, meaning the party responsible for the accident is liable for damages. Your insurer will work to determine liability and help guide you through the next steps.

6. Don’t Overlook Medical Attention

Even if you feel okay initially, it’s wise to get evaluated by a medical professional. Some injuries—like whiplash or internal trauma—might not show symptoms immediately. Prompt medical records also help if you need to pursue compensation later.

7. Consult a Legal Professional

Accidents can become complicated quickly, especially if there are disputes about fault, injuries, or insurance coverage. Speaking with a personal injury attorney can help you understand your rights and avoid costly mistakes. An attorney can guide you through filing claims, dealing with adjusters, and, if necessary, pursuing a lawsuit to recover damages.

A car crash is never part of the plan, but being prepared can make all the difference. Knowing what to do after a crash in Mississippi ensures you’re protecting your health, your rights, and your financial future. Stay calm, take each step carefully, and don’t hesitate to ask for professional help when it’s needed.